New Zealand citizens must meet the following residency requirements to be eligible for a HELP loan.
To be eligible, you must:
- be ordinarily resident in Australia and hold a Special Category Visa (Subclass 444)
- have first entered Australia to reside here as a dependent minor under the age of 18
- have been usually resident in Australia for at least 10 years
- have been physically present in Australia for a total of at least eight out of the past 10 years and 18 months out of the past two years
If you are a New Zealand citizen and wish to request a HELP loan, you must provide a copy of your International Movement Record before your first census date for assessment of your eligibility. Students who are assessed as ineligible for a HELP loan must pay their student contribution amount or tuition fees in full by the census date.